Debt Settlement

Debt Settlement is a way of avoiding bankruptcy. Here’s how our program works.  First, we meet with you to determine what debts you want to try to settle, and how much you are able and willing to pay toward them.  Next, we contact all of the creditors, and tell them that we represent you and that they must direct all future communication to our firm rather than to you.

Then, we ask you to start setting aside as much money as you can toward the settlements. Typically, our target is to settle all of your debts at less than 50%, including our fee. For example, if you owe $60,000 in credit card debt, our estimate is that you can settle it for $30,000 over a. Of three years, including what we are paid.  That would require you to set aside an average of $1,000 per month over 30 months.  Generally, we can negotiate an even better settlement for you, but we use 50% as a guideline to be on the safe side.

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